Loan Consultancy
Funding that matches your growth ambition.
MSME, working capital, machinery, project finance and CGTMSE — structured by experts, delivered by India's leading banks.
Types of Loans
Business Loans
Unsecured & secured business loans for SMEs.
MSME Loans
Priority sector funding for MSMEs.
Machinery Loans
Term loans for plant & equipment.
Working Capital
OD, CC and short-term facilities.
CGTMSE Loans
Collateral-free credit up to ₹5 Cr.
Startup Funding
DPIIT-recognized startup loan structuring.
Eligibility
- Indian resident, age 21–65
- Business vintage of 1+ year (case-by-case for startups)
- Minimum annual turnover thresholds (varies by product)
- Clean credit profile (CIBIL 700+ preferred)
- Required statutory registrations (GST, Udyam where applicable)
Documentation
- PAN, Aadhaar & address proof
- Business registration / incorporation documents
- Last 1–3 years ITR & audited financials
- Bank statements (12 months)
- GST returns and Udyam certificate (if any)
- Project report (for project finance)
Our Application Process
Consultation
Understand requirement, structure & timelines.
Documentation
Curated checklist, reviewed by senior advisors.
Bank Liaison
Match with the right bank / NBFC, negotiate terms.
Disbursement
Track, follow up and close cleanly.
FAQs
What documents are required for a business loan?+
Typically KYC, business proof, last 1–3 years ITR & financials, GST returns, and bank statements. We share an exact checklist after a brief consultation.
How long does loan processing take?+
Unsecured loans: 5–10 working days. Secured / project finance: 3–6 weeks depending on collateral and bank.
Do you charge any upfront fees?+
No. Our advisory fee is fully transparent and only payable on successful disbursement, unless agreed otherwise in writing.
What loan amounts can you arrange?+
From ₹5 lakh working capital lines up to ₹50 Cr+ project finance, across 10+ partner banks and NBFCs.
Can I apply without collateral?+
Yes — under CGTMSE, eligible MSMEs can avail collateral-free loans up to ₹5 Cr. We handle the entire process.